@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-cyrillic-ext-wght-normal.BOeWTOD4.woff2) format("woff2-variations");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-cyrillic-wght-normal.DqGufNeO.woff2) format("woff2-variations");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-greek-ext-wght-normal.DlzME5K_.woff2) format("woff2-variations");unicode-range:U+1F00-1FFF}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-greek-wght-normal.CkhJZR-_.woff2) format("woff2-variations");unicode-range:U+0370-0377,U+037A-037F,U+0384-038A,U+038C,U+038E-03A1,U+03A3-03FF}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-vietnamese-wght-normal.CBcvBZtf.woff2) format("woff2-variations");unicode-range:U+0102-0103,U+0110-0111,U+0128-0129,U+0168-0169,U+01A0-01A1,U+01AF-01B0,U+0300-0301,U+0303-0304,U+0308-0309,U+0323,U+0329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-latin-ext-wght-normal.DO1Apj_S.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/inter-latin-wght-normal.Dx4kXJAl.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-cyrillic-ext-wght-normal.cHuGMAiY.woff2) format("woff2-variations");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-cyrillic-wght-normal.DwHjdM4S.woff2) format("woff2-variations");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-greek-wght-normal.ece1310W.woff2) format("woff2-variations");unicode-range:U+0370-0377,U+037A-037F,U+0384-038A,U+038C,U+038E-03A1,U+03A3-03FF}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-vietnamese-wght-normal.D-yuW59g.woff2) format("woff2-variations");unicode-range:U+0102-0103,U+0110-0111,U+0128-0129,U+0168-0169,U+01A0-01A1,U+01AF-01B0,U+0300-0301,U+0303-0304,U+0308-0309,U+0323,U+0329,U+1EA0-1EF9,U+20AB}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-latin-ext-wght-normal.CxNHBx-q.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-latin-wght-normal.D9elroTD.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--paper: #f8f4eb;--sheet: #fffdf8;--ink: #172033;--muted: #5d6677;--line: #d7cfbf;--blue: #223f73;--blue-2: #e7eefb;--red: #9f2f28;--yellow: #f0c94b;--gray: #eef0f3;--shadow: 0 18px 45px rgba(23, 32, 51, .1);font-family:Inter Variable,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:var(--ink);background:var(--paper)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);line-height:1.65}a{color:var(--blue);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:var(--red)}img{max-width:100%;display:block}.site-shell{min-height:100vh;display:flex;flex-direction:column}.notice-bar{background:var(--ink);color:#fff;font-size:.88rem}.notice-inner,.container{width:min(1120px,calc(100% - 32px));margin:0 auto}.notice-inner{display:flex;justify-content:space-between;gap:1rem;padding:.45rem 0}.notice-inner a{color:#fff}.header{border-bottom:1px solid var(--line);background:#fffdf8f0;position:sticky;top:0;z-index:20;backdrop-filter:blur(12px)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 0}.brand{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);line-height:1.05}.brand strong{font-size:1.35rem;letter-spacing:-.04em}.brand span{font-size:.76rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}.nav{display:flex;flex-wrap:wrap;gap:.25rem;justify-content:flex-end}.nav a{text-decoration:none;color:var(--ink);font-size:.92rem;padding:.45rem .65rem;border:1px solid transparent}.nav a:hover{border-color:var(--line);background:var(--paper);color:var(--blue)}main{flex:1}.hero{padding:clamp(2rem,5vw,4.75rem) 0 2.5rem}.hero-grid{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(340px,.98fr);gap:clamp(1.5rem,4vw,3rem);align-items:start}.kicker{display:inline-flex;align-items:center;gap:.5rem;color:var(--red);font-weight:800;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem}.kicker:before{content:"";width:34px;height:2px;background:var(--red)}h1,h2,h3{line-height:1.08;letter-spacing:-.035em;margin:0 0 1rem}h1{font-family:"Source Serif 4 Variable",Georgia,serif;font-size:clamp(2.15rem,5.1vw,4.45rem);max-width:760px}h2{font-size:clamp(1.75rem,3.5vw,3rem)}h3{font-size:1.3rem}.lead{font-size:clamp(1.08rem,2vw,1.28rem);color:#374151;max-width:720px}.hero-actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.4rem}.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.78rem 1rem;background:var(--ink);color:#fff;text-decoration:none;font-weight:800;border:2px solid var(--ink);box-shadow:5px 5px 0 var(--yellow)}.button.secondary{background:transparent;color:var(--ink);box-shadow:none}.button:hover{transform:translate(-1px,-1px);color:#fff}.button.secondary:hover{color:var(--ink);background:#fff}.ledger{background:var(--sheet);border:2px solid var(--ink);box-shadow:var(--shadow)}.ledger-head{display:flex;justify-content:space-between;gap:1rem;padding:.8rem 1rem;background:var(--blue);color:#fff;font-weight:800}.ledger-body{padding:1rem}.benefit-table{width:100%;border-collapse:collapse;font-size:.96rem}.benefit-table th,.benefit-table td{border-bottom:1px solid var(--line);padding:.72rem .55rem;text-align:left;vertical-align:top}.benefit-table th{color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.1em}.benefit-table td:last-child,.benefit-table th:last-child{text-align:right;font-weight:900}.benefit-table a{font-weight:800}.section{padding:clamp(2.5rem,5vw,4.5rem) 0}.section.alt{background:#fffaf0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{max-width:790px;margin-bottom:1.75rem}.grid{display:grid;gap:1rem}.grid.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.card,.grade-card,.fact-box{background:var(--sheet);border:1px solid var(--line);padding:1.1rem;box-shadow:8px 8px #223f7314}.card strong,.grade-card strong{display:block;font-size:1.08rem;margin-bottom:.35rem}.grade-card{border-top:5px solid var(--blue);text-decoration:none;color:var(--ink)}.grade-card .amount{font-size:1.65rem;font-weight:900;color:var(--red);letter-spacing:-.04em}.grade-card:hover{border-color:var(--blue);transform:translateY(-2px);color:var(--ink)}.fact-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:2px solid var(--ink);background:var(--sheet);margin-top:1.5rem}.fact-strip div{padding:1rem;border-right:1px solid var(--line)}.fact-strip div:last-child{border-right:0}.fact-strip span{display:block;color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.1em}.fact-strip strong{display:block;font-size:1.1rem;margin-top:.25rem}.prose{max-width:820px}.prose p,.prose li{color:#343d4f}.prose table{width:100%;border-collapse:collapse;margin:1.2rem 0;background:var(--sheet)}.prose th,.prose td{border:1px solid var(--line);padding:.8rem;text-align:left}.prose th{background:var(--blue-2)}.note{border-left:6px solid var(--yellow);background:#fff8dc;padding:1rem 1.1rem;margin:1.25rem 0}.warning{border-left-color:var(--red);background:#fff1ee}.tabs{display:flex;flex-wrap:wrap;gap:.4rem;margin:1.25rem 0}.tabs a{text-decoration:none;background:var(--sheet);color:var(--ink);border:1px solid var(--line);padding:.65rem .85rem;font-weight:800}.tabs a[aria-current=page],.tabs a:hover{background:var(--ink);color:#fff}.faq details{background:var(--sheet);border:1px solid var(--line);margin-bottom:.75rem;padding:1rem}.faq summary{cursor:pointer;font-weight:900}.footer{border-top:2px solid var(--ink);background:var(--sheet);padding:2rem 0}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:1.5rem}.footer a{color:var(--ink)}.small{color:var(--muted);font-size:.9rem}@media(max-width:850px){.notice-inner,.header-inner{align-items:flex-start;flex-direction:column}.hero-grid,.grid.cols-3,.grid.cols-2,.footer-grid{grid-template-columns:1fr}.fact-strip{grid-template-columns:1fr 1fr}.fact-strip div{border-bottom:1px solid var(--line)}.benefit-table{font-size:.9rem}}@media(max-width:520px){.container,.notice-inner{width:min(100% - 22px,1120px)}.fact-strip{grid-template-columns:1fr}.hero-actions .button{width:100%}.benefit-table th:nth-child(2),.benefit-table td:nth-child(2){display:none}}